End of Coverage: Insurance Options

It is in your best interest to avoid a break in your health insurance coverage. For those of you in the following circumstances, please refer to the following recommendations:

What is the circumstance? Option(s)
Graduating Option 1 or 5
Taking an official leave of absence Option 1, 2, 3, 4 or 5
Withdrawing from the University Option 1, 4 or 5
OPTION 1: End of Term Insurance Extension

Students are now eligible to purchase the Student Insurance Plan through to the end of the month of the term in which their coverage is terminating. This includes fall, winter, spring or summer quarter terms. If extended, coverage will terminate at 12:01 a.m. of the first day of the month immediately following the expiration date of coverage. The cost is equal to one month of coverage for that term. See the End of Term Insurance Application.

OPTION 2: Leave of Absence Health Coverage - One Term

Students may extend their Student Insurance Plan for one term if on an approved leave of absence. To apply, students must submit a completed Scholars and Researchers Health Plan Application with an official LOA form from the registrar’s office to SHCS.

OPTION 3: Scholars and Researchers Health Plan

This insurance plan, which is equivalent to the Student Insurance Plan, is available to scholars, researchers or students who engaged in a formally recognized academic pursuit or program by the University of California, San Francisco for the quarter(s) for which health insurance is being purchased. To apply, please submit a completed SRHP application.

OPTION 4: Student Health Coverage for Students Who Withdraw

For students who withdraw from the University mid-term, the Student Insurance Plan will stay in effect until the end of the quarter as long as the student does not receive any fee reimbursement. However, if the student receives any fee reimbursement for the term in which they are withdrawing, the health insurance will terminate at the start date of that term. In this case, the student will still have limited access to services at SHCS for 30 days after withdrawal.

Students who withdraw from the University at the end of a term or less than 30 days from the end of the term may be seen at Student Health & Counseling Services for follow-up care during this transition period. They may have one follow-up visit with a primary care provider and up to three visits with a mental health practitioner for 30 days after leaving the University. If any referrals or prescriptions are ordered, they will only be paid for by the Student Insurance Plan if the plan is in effect at the time those services are accessed. If you have additional questions, please contact the SHCS Insurance Coordinator at 415-476-1283.

OPTION 5: Apply for Other Insurance

Many comprehensive short-term and long-term insurance carriers are readily available for students who need immediate coverage. Listed here are a few recommended sites which provide in-depth information, free quotes and application assistance for both short-term and long-term needs.

 

Short Term or Temporary Coverage

Assurant Health (Time Insurance Co) Tel: 1-800-211-6906
Health Plan Administrators Insurance Tel: 1-800-277-3323
Health Net - Quick Net Plan Tel: 1-800-909-3447 ext. 2
*Anthem Blue Cross Tel: 1-800-777-6000
Ehealthinsurance.com Tel: 1-800-977-8860
 

Long Term Coverage

Health Net Tel: 1-800-909-3447 ext. 2
*Anthem Blue Cross Tel: 1-800-777-6000
Kaiser Permanente  
Healthinsurance.com Tel: 1-800-644-3491
Insure.com Tel: 1-800-624-6370
Ehealthinsurance.com Tel: 1-800-977-8860
Healthy Families (children & teens) Tel: 1-800-880-5305
 

General Information

California Dept of Insurance
California Department of Managed Health Care
Consumer's Guide to Getting and Keeping Health Insurance in California
Disability Benefits 101 - Working with a disability in CA
US Dept. of Health & Human Services - Choosing and Using a Health Plan
Guaranteed-Issue Health Insurance Coverage Under HIPAA

*Please note that Renaissance Agencies is an authorized Anthem Blue Cross agent. For more information, visit Renaissance Agencies.