Insurance
All registered UCSF students have access to in-clinic services provided by Student Health & Counseling. However, only enrollees in the Student Insurance Plan have coverage to medical, mental health, dental, vision, prescription and travel insurance benefits provided by the plan.
If you are not sure whether or not you are enrolled in the Student Insurance Plan, please see Enrollment & Eligibility. To learn more about the services provided by Student Health & Counseling, please see Healthcare Services and consult with your SHCS primary care provider.
Benefit Descriptions
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Medical Plan: All medically necessary specialty care, hospital stays, physical therapy, prescriptions, lab tests, radiology services, and more, are covered by the Student Insurance Plan. |
Mental Health Coverage: Enrollees are eligible to receive short-term counseling at Student Health and Counseling Services each academic year at no charge. For long-term mental health needs, enrollees can utilize the Student Insurance Plan. |
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Dental Plan: The dental plan provides basic and preventative dental coverage and is underwritten by Delta Dental of California. |
Vision Plan: Enrollees are automatically enrolled in the Discount Vision Program and can receive 20% off of services provided by the Eye Care Network. |
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Prescription Plan: Enrollees have access to the Express-Scripts pharmacy network and can purchase prescription medications for a $15 co-pay (generic) or $25 co-pay (brand). |
Traveler's Insurance: Enrollees and students can receive urgent and emergency care when traveling abroad through International SOS and ACE USA. |
Medical Billing Process
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Track your bills and reconcile your EOB (Explanation of Benefits) by following the medical billing process. To get a list of all network providers, billing addresses and phone numbers, see Policy Numbers and Network. If you have recently visited an emergency room or an urgent care center, make sure you follow these steps to get your visit authorized. |
Out-of-Area Care & Coverage
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The Student Insurance Plan provides coverage for medically necessary and authorized care outside of the Bay Area, outside of California and outside of the United States. Various coverage and processes apply for each situation. To learn more visit Out-of-Area Care & Coverage. |
Insurance Waiver
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Students who have access to an employer-sponsored insurance plan or an individual plan with a minimum of 6 months of continuous coverage that meet all minimum benefit levels will be eligible to waive the Student Insurance Plan. Applications are accepted at the beginning of every quarter. |
End of Coverage: Insurance Options
| It is in your best interest to avoid a break in your health insurance coverage. Learn about available insurance options if your coverage is terminating. |
